Our Products

No Medical & Simplified Issue Life Insurance

Most plans available with no needles, doctor reports or medical exams

Permanent Life Insurance

Guaranteed Acceptance Life

Designed for the most challenging applicants; if you have a very serious medical condition or if you have been told you don’t qualify for insurance, Guaranteed Acceptance Life may be the plan for you.

Deferred Life

Designed for the hard-to-insure applicant; if you have a serious health condition, or were previously refused insurance, Deferred Life is the right plan for you

Deferred Elite Life

Designed for the hard-to-insure applicant; if you have a less serious health condition, or were previously refused insurance, you may be eligible for Deferred Elite Life.

Simplified Elite Life

Designed for someone in relatively good health, or engages in extreme sports, and doesn’t want to take a medical exam or provide a doctor’s report. Full protection starts with this plan as soon as your policy is issued.

Preferred Life

Designed for healthy people who want coverage quickly. This plan has great rates, with coverage up to $1,000,000 starting as soon as you are approved.

Preferred Elite Life

Designed for applicants in very good health who want coverage faster than through traditional underwriting. This plan has our best rates, with coverage up to $1,000,000 starting as soon as you are approved.

Term Life Insurance

Deferred Elite Term Life Insurance

Designed for the hard-to-insure applicant; if you have a less serious health condition, or were previously refused insurance, Deferred Term is the right plan for you.

Simplified Elite Term Life Insurance

Preferred Term Life Insurance

Designed for healthy people who want coverage quickly. This plan has great rates, with coverage up to $1,000,000 starting as soon as you are approved.

Express Elite Term Insurance

Designed for those in excellent health. This plan has a shorter application and our lowest rates for No Medical coverage for up to $750,000.

Preferred Elite Term Life Insurance

Critical Illness Insurance

A living benefit that provides a lump-sum you can spend on anything you want if you are diagnosed with a specified covered illness

Cardiac Protect CI

Receive one tax-free payment up to $50,000 in the event of a Heart Attack, Stroke, Aortic Surgery, Coronary Artery Bypass Surgery and Heart Valve Replacement or Repair.

Cancer Protect CI

Receive one tax-free payment up to $50,000 in the event of Cancer, Aplastic Anemia and Benign Brain Tumour. Canada Protection Plan offers coverage for these last two conditions, in addition to typical Cancer coverage currently available in Canada.

Cardiac AND Cancer Protect CI

Get coverage for both. Receive 2 tax-free payments of up to $50,000, one for each plan. If you claim on one plan, the other plan remains in effect, making you eligible for a total of 2 claim payments.

Canada Protection Plan provides affordable, flexible coverage, plus a reduced premium after the first claim on this plan.